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2021/7/30国际结算InternationalsettlementsGuangxiUniversityforNationalitiesXuligui\nChapter1、2、12IntroductiontoInternationalsettlements2021/7/30国际结算\n2021/7/30国际结算LearningObjectives1.WhatisInternationalSettlements2.EvolutionofInternationalSettlements3.ResearchObjectsofInternationalSettlements4.CharacteristicsofInternationalSettlements5.GeneralknowledgeofInternationalSettlements\n2021/7/30国际结算Whichnewsreportsareassociatedwithinternationalsettlements?\nReport1中美签单386亿美元新能源等成合作重点2021/7/30国际结算\nReport2外国11月增持美国国债801亿美元2021/7/30国际结算\nReport3中国红十字会再次向日本地震灾区捐款500万元2021/7/30国际结算\nReport4欧元区财长会议决定向希腊发放贷款2021/7/30国际结算\n2021/7/30国际结算1.WhatisInternationalsettlements?Internationalsettlements:arefinancialactivities,inwhichfundsaretransferredfromonecountrytoanotherinordertosettleaccounts,debts,claims,etc.\n2021/7/30国际结算Typesofinternationalsettlements:tradesettlements:visibletradeNon-tradesettlements:Invisibletrade:transportation,insurance,etc.Financialtransaction:foreignexchangemarkettransactions,internationallending,etc.others:overseasremittances\n2021/7/30国际结算2.EvolutionofInternationalSettlements(1)cashsettlementnon-cashsettlement(2)settlementsagainstgoodssettlementsagainstdocuments\n2021/7/30国际结算(3)directpaymentmadebetweeninternationaltraderspaymenteffectedthroughbanks(4)internationalsettlementsarecombinedwithtradefinancing\n2021/7/30国际结算(1)Fromcashsettlementtonon-cashsettlementCashsettlement---coins,bars,bullions.Risks---high,costs---high,speed---lownon-cashsettlement---billofexchanges,etc.\n2021/7/30国际结算ExchangesettlementNewyork,ALondon,BLondon,D①goods①goods③Paycash④draft⑤Presentthedraft⑥Paycash②draftNewyork,C\n2021/7/30Internationalsettlements(2)Fromsettlementsagainstgoodstosettlementsagainstdocumentssettlementsagainstgoods:Inspectionshipment\n2021/7/30国际结算settlementsagainstdocumentsindustryspecialization:shippingindustry,insuranceindustrydocuments:billoflading,insurancepolicy\n2021/7/30国际结算(3)FromdirectpaymentmadebetweeninternationaltraderstopaymenteffectedthroughbanksSettlementsbybanks:safe,speedy\n2021/7/30国际结算(4)internationalsettlementsarecombinedwithtradefinancingBackgrounds:DevelopmentofScience&TechnologyO/AandmethodsofpaymentoncommercialcreditareusedmoreandmorewidelyThesellerneedsmoremoneyininternationaltrade\n2021/7/30国际结算Newtypesofinternationalpaymentmethods:InternationalFactoringForfaiting\n3.ResearchObjectsofInternationalSettlements(1)instruments:billofexchange,promissory,check(2)methodsofInternationalSettlements:Remittance,collection,letterofcredit2021/7/30国际结算\n(3)documentsunderinternationalsettlements:Invoice,transportdocuments,insurancedocuments,certificateoforigin,etc.(4)Methodsassociatedwithbanks’guarantee:factoring,bankguarantee,forfaiting,etc.2021/7/30国际结算\n2021/7/30国际结算4.CharacteristicsofInternationalSettlementsSettlementsaresubjecttointernationaluniformrules,customsandpracticesVehiclecurrenciesaremorediversifiedFundsaretransferredbypaymentsysterm.\n2021/7/30国际结算Internationalrules(1)《国际贸易术语解释通则,2010年》(internationalrulesfortheinterpretationoftradeterms,简称INCOTERMS,2010)《托收统一规则》(uniformrulesforcollections,简称URC522)《跟单信用证统一惯例》(uniformcustomsandpracticefordocumentarycredits,ICCPublicationNo.600,简称UCP600)《跟单信用证项下银行偿付统一规则》(uniformrulesforbank-to-bankreimbursementsunderdocumentarycredits,简称URR725)\n2021/7/30国际结算Internationalrules(2)《见索即付保函统一规则》(uniformrulesfordemandguarantees,ICCPublicationNo.758,简称URDG758)《国际备用证惯例》(internationalstandbypractices,简称ISP98)《国际保理通则》(Generalrulesforinternationalfactoring)\n2021/7/30国际结算PaymentsystermSWIFT(societyforworldwideinterbankfinancialtelecommunication):环球同业银行金融电讯协会CHIPS(clearinghouseinterbankpaymentssystem):纽约“清算所银行同业支付系统”CHAPS(clearinghouseautomatedpaymentssystem):伦敦“清算所自动支付系统”TARGET(Trans-EuropeanAutomatedReal-timeGrosssettlementsExpressTransferSystem):欧洲间实时全额自动清算系统\n2021/7/30国际结算WhatareSWIFTCODE,ABAROUTINENO.,UIDNO.AnAmericanclientsentanemail:“Ijustgotacallfrommybank.Thebankneedstheroutingnumbertocompletethetransaction.TheystatethatUSAbankdoesnotuseswiftcode.Pleaseinquireaboutthistocompletethistransaction.”\n2021/7/30国际结算Bankofchinaanswered:THRUBANKOFCHINANEWYORKBRANCHVIACHIPS(ABANO.0326)FORCREDITOURA/C(UIDNO.138679)。\n2021/7/30国际结算SWIFTCODE:各银行在SWIFT系统中的代码ABAROUTINGNUMBER和UIDNUMBER参加CHIPS的银行必须向纽约清算所申请,经该所批准后接收为CHIPS会员银行,每个会员银行均有一个美国银行公会号码(AmericanBankersAssociationNumber),即ABA号码,作为参加CHIPS清算时的代号。每个CHIPS会员银行所属客户在该行开立的账户,由清算所发给通用认证号码(UniversalIdentificationNumber),即UID号码,作为收款人(或收款行)的代号。\n2021/7/30国际结算5.BasisandConditionsofInternationalSettlementscurrenciesTradetermsGeneralknowledgeofbanks\n2021/7/30国际结算Currencies国家和地区名称货币名称ISO国际标准货币代码中国人民币元CNY美国美元USD香港港元HKD英国英镑GBP瑞士瑞士法郎CHF瑞典瑞典克朗SEK丹麦丹麦克朗DDK挪威挪威克朗NDK欧元区欧元EUR澳大利亚澳大利亚元AUD加拿大加拿大元CAD新加坡新加坡元SGD日本日元JPY\n2021/7/30国际结算Generalknowledgeofbanksoverseassisterbank/branch,sub-branch:联行\n2021/7/30国际结算correspondentbank:代理行Correspondentbank:abankhavingdirectconnectionorfriendlyservicerelationswithanotherbank.Controldocuments:specimensignature:印鉴样本testkey:密押termsandconditions:费率表SWIFTauthentickey:SWIFT密押\n2021/7/30国际结算Accountingbank:账户行Accountingbanks:whenabankopensanaccountinitscorrespondentbank,theyareaccountingbanks.\n2021/7/30国际结算银行往来账户Nostroaccount:往账(oura/cwithyou)Vostroaccount:来账(youra/cwithus)\n2021/7/30国际结算NostroaccountandVostroaccountNostroaccount:currenta/cCitibankStandardCharteredBankcurrency:GBPVostroaccount:currenta/cStandardCharteredBankCitibankcurrency:GBP